If you are looking for a credit card that offers great benefits then the AU Bank Altura Plus Credit Card is just for you. This credit card offers many luxury benefits. This credit card comes with various great benefits like- welcome benefits, birthday benefits, milestone benefits, insurance benefits, and much more. In this blog post, we will discuss its features, benefits, fees and charges, eligibility & documentation required for Altura Plus credit card, and FAQs. To know more about the Altura Plus Credit Card read the blog post below.
About the AU Bank Altura Plus Credit Card
The Altura Plus Credit Card is a very beneficial credit card that offers amazing benefits. Some benefits of this credit card include 2X Reward Points, Quarterly and Yearly Milestone Benefits, Birthday Benefits, Lounge access, Fuel Surcharge Waiver, Card Liability Cover, Air Accident Cover, and much more. This credit card comes with joining fees of ₹* and annual fees of ₹**9. No special documents are required to apply for this credit card, you must meet the requirements to use apply, the requirements and eligibility criteria are given below in this blog.
Features and Benefits of Altura Plus Credit Card
The AU BankAltura Plus Credit Card comes with many premium benefits, all benefits of the Altura Plus Credit Card are given below:
Welcome Benefits:
Vouchers:
Enjoy ₹500 worth of Vouchers when you complete your 1st retail transaction of a minimum amount of ₹10,000 (you can choose any voucher of any top brand available).
*Benefit mentioned above is only applicable if the retail spend is done within the first 60 days of credit card setup.
Birthday Benefits:
You can enjoy 2.5K (2,500) Bonus Reward Points if you complete one retail transaction on your birthday.
Railway Lounge Visits:
Enjoy 2 Complimentary lounge access every calendar quarter. You can access the railway lounge access in Agra, Jaipur, Ahmedabad, New Delhi, and Sealdah (Kolkata).
Milestone Benefits:
Enjoy milestone benefits each month, you can get 500 Bonus Reward Points if you spend ₹20K (20,000) or more using your Altura Plus Credit Card every month.
Reward Points:
Enjoy 2X Reward Points or 2 Reward Points on every ₹100 spent online.
Fuel Surcharge Waiver:
Enjoy a 1% fuel surcharge waiver on all petrol pumps/fuel stations in India (fuel surcharge waiver is valid only on fuel transactions between ₹400 – ₹5000, you can avail of a fuel surcharge waiver of a maximum amount of ₹150).
Fees and Charges of the Altura Plus Credit Card
| Fee | Amount |
| Joining Fee | Nil |
| Annual Fee | ₹499 |
| Late Payment Fee | If the due amount is: Less than ₹100 – NIL Between ₹100 to ₹500 – ₹100 Between ₹501 to ₹5,000 – ₹400 Between ₹5,001 to ₹20,000 – ₹500 More than Rs.20,000 – ₹700 |
Eligibility & Documentation for Altura Plus Credit Card
- The applicant must be at least 21 years old or older to apply for the Altura Plus Credit Card and the Add-on Card Holder’s age must be 18 years or older.
- The person/applicant must be an Indian citizen or have Indian nationality.
Should You Apply for the Altura Plus Credit Card?
The Altura Plus Credit Card is a credit card launched by AU Bank. The main function of this credit card is to provide great benefits. This credit card comes with many awesome features and benefits: Reward Points, complimentary railway lounge access, Welcome benefits, Milestone benefits, Birthday benefits, Fuel surcharge waiver, Card Liability Cover, Purchase Protection, and much more. The Altura Plus Credit Card comes with zero joining fee and annual fees of ₹499. If you are 21 years or older, and have Indian citizenship you are eligible to apply for Altura Plus Credit Card.
Frequently Asked Questions
You should be at least 21 years or older to apply for the Altura Plus Credit Card.
The customer care number of AU Bank is 1800 1200 1500.
To apply for the Altura Plus Credit Card, you have to be Indian or have Indian citizenship.
The Altura Plus Credit Card Comes with zero joining fees and annual fees of ₹499.