The Snapdeal Bank Of Baroda Credit Card is a co-branded credit card offered by Bank Of Baroda and Snapdeal. This credit card provides many awesome shopping benefits, unlimited cashback, and more. The Snapdeal BOB Credit Card offers benefits like Activation Benefits, Accelerated Rewards, Fuel Surcharge Waiver, and more. This credit card offers a lot more features and benefits.
Table Of Content:
| S.No. | Content |
| 1. | About |
| 2. | Features and Benefits |
| 3. | Fees and Charges |
| 4. | Eligibility and Documentation |
| 5. | Should you Apply? |
| 6. | Frequently Asked Questions |
To know more about Snapdeal BOB Credit Card, Read the Blog Post Below:
About Snapdeal Bank Of Baroda Credit Card:
The Snapdeal BOB Credit Card is a great credit card offered by the Bank Of Baroda. This credit card offers many benefits like awesome shopping benefits, converting purchases to EMI, 3-lifetime free add-on credit cards, 4 reward points per ₹100 spent, Welcome Benefits, Snapdeal gift voucher worth ₹500, auto credit rewards, and more. This credit card comes with ₹249 in joining fees and ₹249 in annual fees. To apply for this credit card you must meet the eligibility criteria. All eligibility criteria & documentation required to apply for this credit card are given below in this blog post.
Features & Benefits of Snapdeal Bank Of Baroda Credit Card
The Snapdeal BOB Credit Card comes with various offers and benefits. All benefits and features of this credit card are given below:
Welcome Benefits:
Snapdeal Voucher:
The Snapdeal BOB Credit Card comes with ₹500 worth of Snapdeal Welcome Vouchers if you make at least 1 purchase using Snapdeal BOB Credit Card. You can use this welcome voucher to purchase anything you like.
Zero Liability Cover on card loss:
If you lose your credit card you get a zero liability card loss cover, report your loss to the bank immediately and the bank will ensure zero liability on any fraudulent transaction done with your credit card.
Reward Points:
- The Snapdeal BOB Credit Card holders can get 5% cashback (get 20 reward points on every ₹100 spent) on shopping at Snapdeal’s website/app.
- The Snapdeal BOB Credit Card holders can get 2.5% cashback (get 10 reward points on every ₹100 spent) on grocery, online spending, departmental stores, and more.
- The Snapdeal BOB Credit Card holders can get 4% cash back on all purchases of ₹100 or more in all other categories.
Fuel Surcharge Waiver:
Enjoy a 1% fuel surcharge waiver at all fuel stations in India using your Snapdeal BOB Credit Card. You can get a waiver on only fuel purchases of amounts between ₹400 – ₹5,000, You can earn a maximum amount of ₹250 per statement cycle. You cannot earn reward points on fuel purchases.
Auto-credit reward points:
The Reward Points earned young your Snapdeal BOB Credit Card will be auto-credited in the form of cashback in the monthly statement. 1 RP (Reward Points) = ₹0.25.
Free add-on credit cards:
Get up to 3-lifetime free add-on credit cards for your family. The applicant must be 18+
Convert Purchases to EMIs:
Convert your all purchases that are more than ₹2,500 to EMIs easily using your BOB Premier Credit Card.
Fees and Charges of Snapdeal BOB Credit Card
| Fee | Amount |
| Joining Fee | ₹249 |
| Annual Fee | ₹249 |
| Forex Markup Fee | 3.5% of the transaction amount |
| Add-on Credit Card Fees | 2.5% of the amount |
| Cash Withdrawl Fee | 2.5% of the amount |
| Late Payment Fee | If the amount is: Less than ₹500: Nil More than ₹501 – ₹2,500: ₹300 More than ₹2,500: ₹500 |
Eligibility & Documentation For Snapdeal BOB Credit Card
- To apply for the Snapdeal BOB Credit Card applicant’s age must be 21 years or older.
- To apply for the Snapdeal BOB Credit Card applicant’s annual income must be ₹3.5 lakhs if the applicant is salaried.
- To apply for the Snapdeal BOB Credit Card applicant’s annual income must be ₹4.8 lakhs if the applicant is self-employed.
- The applicant must have important documents like:
- Address Proof (choose any one of the following):
- Electricity Bill.
- Passport.
- Aadhaar Card.
- Driving License.
- Voter ID Card.
- For identity Proof choose any one of the following):
- Passport.
- Aadhaar Card.
- Voter ID Card.
- Driving License.
- Pan Card.
- Photocopy of PAN Card.
- Colored photograph.
- Latest payslip/Bank statement.
Should You Apply For Snapdeal BOB Credit Card?
The Snapdeal BOB Credit Card is a great shopping credit card. This credit card offers shopping benefits like 5% unlimited cashback (get 20 reward points, on every ₹100 spent) on Snapdeal’s Website and App, 2.5% cashback (get 10 reward points, on every ₹100 spent) on grocery Shopping, Online shopping and departmental stores. It also offers a fuel surcharge waiver of 1%, 3-lifetime free add-on credit cards, convert purchases to EMIs, Zero liability cover, a Snapdeal voucher worth ₹500, and more. Using this credit card your reward points will automatically be credited to your account. This credit card comes with joining fees of ₹250 and annual fees of ₹250. To apply for this credit card your annual income must be ₹4.8 lakhs if self-employed and ₹3.6 lakhs if salaried, must have some documents like- pan card, Aadhaar card, identity proof, address proof, and some colored photos.
Frequently Asked Questions-
The customer care number of Bank of Baroda is 1800 102 44 55.
The Forex Markup Fees of the Snapdeal BOB Credit Car is 3.5% of the transaction amount.
The joining/annual fee for Snapdeal BOB Credit Card is ₹249.