If you want a Credit Card that can help you save money and offers amazing benefits for no cost, then you can choose IDFC First WOW Credit Card. You can save money on your everyday purchases and get many benefits with this card. This Credit Card is lifetime free. You can enjoy various benefits for free. With WOW Credit Card, You can Not only save money, but you can explore your options to the fullest.
About IDFC First WOW Credit Card:
This card comes with zero annual and joining fees, which means this card is lifetime free. You can enjoy many great benefits like cashback, 4X Reward Points, Fuel charges waiver, discounts at restaurants, roadside assistance, and much more. This amazing First WoW Credit Card offers Zero foreign Markup fees, which means you don’t have to pay any kind of fees or charges on any international transaction. This feature is not available in any other IDFC First Bank Credit Card. To know more about WOW Credit Card, Read Below
Features and Benefits of WOW Credit Card
The WOW Credit Card offers many great features and benefits like rewards, welcome benefits, dining discounts, and much more. The features and benefits of the WOW Credit Card are given below.
Welcome Benefits:
Enjoy 5% Cashback on the first EMI done using your WOW Credit Card in the first 90 days of Card setup (You can avail of a maximum cashback of Rs.1,000).
Health & Dining:
With WOW Credit Card you can enjoy Up to 15% discount at more than 3,000 health and wellness outlets in India and Up to 20% discount at more than 1,500 restaurants. If you wish to avail this amazing offer just confirm with the restaurant whether the offer is valid or not because the 20% off offer is valid at selected/partnered restaurants.
Fuel Charges Waiver:
Enjoy a fuel surcharge waiver of 1% by using WOW Credit Card. You can avail fuel surcharge waiver across every fuel station/ petrol pump in India. You can avail of a maximum release of Rs. 200 per month.
Personal Accident Cover:
Get a personal accident cover of Rs.2 lakh.
Lost Card Liability Cover:
Get a Lost Card Liability Cover of Rs. 25k(25,000).
Zero Forex Markup Fee:
This card offers zero foreign markup fees, which means you don’t have to pay any kind of charges or fees on any foreign/international transaction. The Zero Forex Markup fee greatly benefits the WOW Credit Card. This feature is only available in a few cards and WOW Credit Card is one of them.
Convert Transactions to EMI:
With WOW Credit Card you can easily convert your purchases to EMI. Turn your transaction of Rs. 2,500 or above to EMI instantly, to convert your purchases to EMI just contact IDFC First Bank or go to the OTP page of IDFC First Bank’s Mobile App.
Road Side Assistance:
By using your WOW Credit Card you can use roadside assistance in India. The features of Roadside assistance are- Towing vehicles, taxis, Batteries, Tyre changes, fuel breakdown, and more.
4X Reward Points:
You can now get 4X Reward points by using WOW Credit Card. Earn 4X Reward Points on every spend you make using your WOW Credit Card. 1 reward Points= Rs. 0.25. You will get 1 Reward point per Rs. 100 spent using WOW Credit Card(1X= 1 Reward point).
Fees and Charges of WOW Credit Card
| Fee | Amount |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Foreign Currency Markup | Nil |
| Late Payment Fee | 15% off the total amount |
Eligibility and Documentation for WOW Credit Card
Eligibility Criteria-
If you wish to apply for WOW Credit Card then you must be 21 years or older.
Applicant must be an Indian Resident and must have a certificate of Indian residency.
Documentation Required-
- Address Proof(Any One)
- Aadhaar Card
- Passport
- Electricity Bill
- Voter’s ID
- Driving license
- Rental Agreement
- Identity Proof(Any One)
- Aadhaar Card
- Passport
- Voter’s ID
- Driving License
- PAN Card
Should you apply for WOW Credit Card?
The WOW Credit Card is a very great option. This credit card offers many great benefits that are not very common among other credit cards. This Credit Card offers various features and benefits like Welcome benefits, 4X Reward Points, Roadside Assistance, Zero Forex Markup Fee, and much more. This beneficial credit card comes with zero joining fees and zero annual fees. The WOW Credit Card is an awesome choice for those who are looking for a lifetime free credit card that offers many great and amazing benefits. One of the best benefits that this credit card offers is 4X Reward Points, this feature is rarely found in any other credit card, and another benefit of this credit card is that this credit card offers insurance benefits like personal accident cover, this feature offers personal accident cover worth Rs. 2 lakh. You also get roadside assistance which is also very rarely found in other credit cards.
Frequently Asked Questions
If you have any Credit Card Related Query You can call 1860 500 1111.
There is no annual fee/joining fee for WOW Credit Card. The WOW Credit Card is completely Free/Lifetime free.
If you wish to apply for First WOW Credit Card you can Click Here.
There are no charges for Foreign/International Transactions. Generally, other Credit cards charge 3.5% of the amount on any foreign transaction.