The IDFC First Wealth Credit Card is a great option if you are looking for a credit card that offers great benefits and features at no cost. The First Wealth Credit Card comes with many amazing benefits and features like 10X Reward Points, International and Domestic Airport lounge and spa access, Joining Benefits, and much more. This wonderful credit card is lifetime free which means you don’t have to pay zero joining fee and zero annual fee. If you wish to know more about the First Wealth Credit Card, Read Below.
About IDFC First Wealth Credit Card
The First Wealth Credit Card comes with no joining fees and no annual fee. This Credit Card offers many great benefits and features, which are 10X Reward Points, Airport Lounge and Spa access, Joining Benefits, Welcome Voucher, 5% cash back on the first EMI transaction, BOGO on Movie tickets, Complimentary Golf Rounds, Roadside assistance, Air accident cover, Personal accident cover, Travel insurance, and much more. This credit card comes with low forex markup fees of 1.5%.
Features and Benefits of First Wealth Credit Card
The First Wealth Credit Card comes with various benefits and features. Each and Every feature of the First Wealth Credit Card is explained below:
Joining Benefits:
With First Wealth Credit Card you get these 2 welcome/joining benefits:
Welcome Voucher:
You get a welcome voucher worth ₹500 if you spend ₹15,000 or more within the first 90 days of card setup.
Cash Back on EMI transaction:
By using your Wealth Credit Card you get 5% cash back on the EMI transaction done within the first 90 days of card setup (You can avail of a maximum cashback of Rs.1,000).
Travel Benefits:
With the First Wealth Credit Card, you get the following travel benefits:
Airport lounge & Spa access:
The First Wealth Credit Card offers 4 Complimentary Domestic & International airport lounge and spa access/visits every quarter.
Insurance:
Get ₹1 crore worth of Air Accident Cover and $1200 (USD 1200) worth of Comprehensive Travel Insurance Cover.
Luxury Hotels:
Enjoy access to more than 900 luxury hotels across the world with many great premium benefits like Complimentary Continental Breakfast, 3 PM checkout request, In-Room WiFi, VIP Guest Status, and much more.
More Benefits:
- Get discounts on Airport Fast Track immigration services at more than 450 airports across the world.
- Discounts on Airport transfer limousine service in more than 3000 cities & 83 countries.
- Low Forex Markup fee of 1.5% on international transactions.
Buy One Get One on Movie Tickets:
Enjoy BOGO (Buy One Get One) on Movie Tickets bought through the Paytm mobile app (You can avail of the offer for the max amount of ₹500 twice per month).
Complimentary Golf Rounds:
Enjoy 2 Complimentary Golf Rounds each month (offer valid for every ₹20,000 of monthly spending).
Complimentary Roadside Assistance:
Get ₹1,399 worth of Complimentary Roadside Assistance.
Accident & Lost Card Liability Cover:
Get ₹10,00,000 worth of Personal Accident Cover and ₹50,000 worth of Lost Card Liability Cover.
Other Benefits:
- Enjoy Up To 20% Off at more than 1,500 restaurants.
- Enjoy Up To 15% Off at more than 3,000 Wellness and Health outlets.
- Interest-Free Cash Withdrawl.
- No Joining Fee and Annual Fee, which means the First Wealth Credit Card is Lifetime Free.
Reward Points:
- Enjoy 10X Reward Points on all spending done on your birthday.
- Enjoy 10X Reward Points on all spends more than ₹30,000.
- Enjoy 6X Reward Points on all online spending for a maximum amount of ₹30,000.
- Enjoy 3X Reward Points on all offline spends for a maximum amount of ₹30,000.
Fees and Charges of First Wealth Credit Card
| Fee | Amount |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Late Payment Fee | 15% of the Total Amount |
Eligibility and Documentation for First Wealth Credit Card
Eligibility Criteria-
If you wish to apply for the First Wealth Credit Card then you must be 21 years or older.
Applicant must be an Indian Resident and must have a certificate of Indian residency.
Documentation Required-
- Address Proof(Any One)
- Aadhaar Card
- Passport
- Electricity Bill
- Voter’s ID
- Driving license
- Rental Agreement
- Identity Proof(Any One)
- Aadhaar Card
- Passport
- Voter’s ID
- Driving License
- PAN Card
Should You Apply For The First Wealth Credit Card?
The First Wealth Credit Card is a great option for those people who are looking for a credit card that offers travel benefits, Reward Points, Low-Interest Rates, and great benefits. The First Wealth Credit Card offers benefits such as BOGO on Movie Tickets, Complimentary Golf Rounds, Accident cover, Welcome Vouchers, Cash-Backs, and more. The Travel Benefits include Luxury Hotels, Low Forex markup fees, Air Accident Cover, Travel Insurance Cover, Airport Lounge Access, Airport Spa Access, and more. This Credit Card offers 10X reward points on birthday spending and spending of ₹30,000 or more, 6X Reward Points, and 3X Reward Points on Online and Offline spending respectively. This credit card also offers some rarely found features like roadside assistance, This feature is rarely found in other Credit Cards. And The Best Feature of this credit card is that this credit card is lifetime free, which means you don’t have to pay any kind of joining or annual fees.
Frequently Asked Questions
The customer care number of the IDFC First Bank Credit Card Department is 1860 500 1111.
If you wish to apply for First Wealth Credit Card you can Click Here.
No, there is no joining/annual fee for the First Wealth Credit Card, In other Words, the First Wealth Credit Card is Completely Free/Lifetime Free.
The Reward Points are never going to expire, you can use them at any time.