If you are looking for a credit card that offers excellent benefits and is lifetime free then you should go with the IDFC FIRST Select Credit Card. This Credit Card is lifetime free and offers various amazing benefits and features such as ₹500 worth of Welcome Vouchers, BOGO on Movie Tickets, Roadside Assistance, Domestic Airport, and Railway lounge access, Personal Accident Cover, Travel Insurance, Fuel surcharge waiver, Personal Accident Cover and much more. To know more about the First Select Credit Card, Read below.
About IDFC First Select Credit Card
The first Select Credit Card comes with various amazing features and benefits. This Credit Card is lifetime free, which means you don’t have to pay any joining fee or annual fee. This Credit Card Comes with a forex markup fee of 1.99% of the amount, and many great benefits like welcome vouchers, BOGO on Movie Tickets, Airport, and Railway lounge access, Accident Cover, Travel Insurance, 10X reward Points, and more.
Features and Benefits of First Select Credit Card
The First Select Credit Card comes with various features and benefits. Every feature of the First Select Credit Card is given Below:
The First Select Credit Card offers 2 joining benefits.
1. Welcome Voucher:
Enjoy a ₹500 worth Welcome Voucher, if you spend ₹15,000 or more within the first 90 days of card setup.
2. CashBack on the First EMI transaction:
Enjoy 5% cash back on the first EMI Transaction done with your First Select Credit Card within the first 90 days of card setup.
The First Select Credit Card offers various travel benefits, all benefits are given below:
1. Domestic Airport Lounge Access:
By using your First Select Credit Card, you can enjoy 4 Complimentary Domestic Airport Lounge access/visits each calendar quarter.
2. Railway Lounge access:
By using your First Select Credit Card, you can enjoy 4 Complimentary Railway Lounge Access each calendar quarter.
3. Air Accident Cover:
Get ₹1 Crore worth of Air Accident Cover
4. Travel Insurance:
With First Select Credit Card you get Comprehensive Travel Insurance Cover worth ₹22.5K (22,500).
BOGO on Movie Tickets:
By using First Select Credit Card you can enjoy BOGO (Buy One Get One) on Movie Tickets bought through the Paytm Mobile App (You can avail of the offer for the max amount of ₹250 twice per month).
Get ₹1,399 worth of Complimentary Roadside Assistance.
Fuel surcharge waiver:
Get a Fuel surcharge waiver of 1% at all fuel stations/petrol pumps in India (You can avail of the offer for the max amount of ₹300 per month).
Personal Accident Cover:
Get ₹5 Lakh worth of Personal Accident Cover.
Lost Card Liability Cover:
Get ₹50K worth of Lost Card Liability Cover.
Discounts at Restaurants:
Enjoy up to 20% Discount at more than 1,500 restaurants.
Discounts at Health and Wellness Outlets:
Enjoy up to 15% discount at more than 3,000 Health and Wellness Outlets.
Enjoy more than 300 offers on partner merchants.
- Enjoy 10X Reward Points on all spends more than ₹25,000 each month.
- Enjoy 10X Reward Points on all spending done on your birthday.
- Enjoy 6X Reward Points on all online spending for a maximum amount of ₹25,000.
- Enjoy 3X Reward Points on all offline spending for a maximum amount of ₹25,000.
Fees and Charges of First Select Credit Card
|Late payment Fee||15% of the amount|
Eligibility and Documentation for First Select Credit Card
If you wish to apply for First Select Credit Card then you must be 21 years old or older.
Applicant must be an Indian Resident and must have a certificate of Indian residency.
- Address Proof(Any One)
- Aadhaar Card
- Electricity Bill
- Voter’s ID
- Driving license
- Rental Agreement
- Identity Proof(Any One)
- Aadhaar Card
- Voter’s ID
- Driving License
- PAN Card
Should you apply for First Select Credit Card?
The First Select Credit Card is a great credit card when it comes to features and benefits. This credit card offers many great benefits and features. The main and one of the best features of this credit card is that this credit card is lifetime free which means you don’t have to pay any kind of joining or annual fees. This amazing credit card offers benefits on reward points like you get 10X reward points on your birthday spending & spends more than 25K, 6X reward points on online shopping, and 3X reward points on offline spending. This credit card also offers some travel benefits like 4 complimentary domestic airport lounge access and 4 complimentary railway lounge access, air accident cover, and travel insurance.
The First Select Credit Card offers some more benefits like BOGO (Buy One Get One) on movie tickets, Roadside assistance (which is a premium benefit/feature, this feature is not common among other credit cards), discounts at health and wellness outlets, discounts at restaurants, offers on partner merchants, lost card liability cover, personal accident cover. By using this credit card you can convert your all transactions that are more than ₹2,500 into EMIs easily. The fees and charges of this credit card are low like the forex markup fee of this credit card is only 1.99% of the amount, the late payment fee is 15% of the total amount, and the OVL Charges of this credit card are 2.5%. You can easily apply for this credit card if you are 21 or older and are an Indian resident and you have your address and identity proof. To apply for the First Select Credit Card you can click here or you can click on the APPLY NOW button given at the beginning of the article.
Frequently Asked Questions
Yes, it is completely true that the First Select Credit Card is lifetime free (you don’t have to pay a joining fee and annual fee).
The forex markup fee for the First Select Credit Card is 1.99% of the amount.
If you have any credit card-related query you can contact IDFC First Bank credit card department by calling 1860 500 1111.