The IDFC First Millennia Credit Card is an awesome and beneficial choice. This credit card is a perfect choice for those who are looking for a beneficial credit card that offers great features. This credit card is offered by IDFC First Bank so, it shares some similarities with other IDFC First Credit Cards like- the same features and benefits, no joining fee/annual fee, same late payment fee amount, and some more. If you wish to know more about the First Millennia Credit Card then you can Read the Blog Post given below.
About IDFC First Millennia Credit Card
The First Millennia Credit Card comes with many great features and benefits. The features include- cashback on EMIs, Welcome vouchers, Roadside Assistance, Fuel Surcharge Waiver, Lounge access, and more. This credit card comes with zero joining fees and zero annual fees or you can say this credit card is lifetime free. By using this credit card you can get 10X Reward Points.
Features and Benefits of IDFC First Millennia Credit Card
All features and benefits of the First Millennia Credit Card are given below:
Joining Benefits:
The First Millennia Credit Card comes with 2 joining benefits.
1. Welcome Voucher:
Get ₹500 worth of a Welcome Voucher on the spending of ₹15,000 or more within the first 90 days of card setup.
2. Cashback on EMI:
Enjoy a 5% cash back on the first EMI Transaction done with your First Millennia Credit Card within the first 90 days of card setup. (You can avail of a maximum cashback of Rs. 1000)
Roadside Assistance:
Get ₹1,399 worth of Complimentary Roadside Assistance.
Railway Lounge Access:
Get 4 Complimentary Railway Lounge access every calendar quarter.
Fuel Surcharge Waiver:
Get a 1% of Fuel Surcharge Waiver at every fuel station/petrol pump in India (You can avail of the offer for the max amount of ₹200 per month).
Discounts on Movie Tickets:
Enjoy a 25% discount on Movie Tickets bought through the Paytm Mobile App (You can avail of the offer for the max amount of ₹100 once per month).
Discounts at Restaurants:
Get up to 20% discount at more than 1500 restaurants.
Discounts at Health and Wellness Outlets:
Get up to 15% discount at more than 300 health and wellness outlets.
Personal Accident Cover:
Get ₹2 lakh worth of Personal Accident Cover.
Merchant Offers:
Enjoy offers (discounts, cashback, and more) at more than 300 merchants.
Convert Purchases to EMI:
With the help of the First Millennia Credit Card, you can convert all transactions done with your credit card to EMIs (the minimum amount should be Rs. 2,500).
Lost Card liability cover:
Get ₹25,000 worth of lost card liability cover.
Reward Points:
- Get 10X Reward Points on all purchases/transactions done on your birthday.
- Get 10X Reward Points on all spending more than ₹20,000 each month.
- Get 6X Reward Points on all online transactions for a maximum amount of ₹25,000.
- Get 3X Reward Points on all offline transactions for a maximum amount of ₹25,000.
*Get 1 Reward Point per ₹150 spent – 1RP (Reward Point) = ₹0.25
Fees and Charges of IDFC First Millennia Credit Card
| Fee | Amount |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Forex Markup Fee | 3.5% of the amount |
| Late payment Fee | 15% of the amount |
Eligibility and Documentation for First Millennia Credit Card
Eligibility Criteria-
If you wish to apply for First Select Credit Card then you must be 21 years old or older 21.
Applicant must be an Indian Resident and must have a certificate of Indian residency.
Documentation Required-
- Address Proof(Any One)
- Aadhaar Card
- Passport
- Electricity Bill
- Voter’s ID
- Driving license
- Rental Agreement
- Identity Proof(Any One)
- Aadhaar Card
- Passport
- Voter’s ID
- Driving License
- PAN Card
Should you apply for First Millennia Credit Card?
The First Millennia Credit Card is an awesome credit card. This credit card can help you save money. The First Millennia Credit Card offers many amazing benefits. This credit card is a great option for first-time credit card holders. Some of them include- Discounts on movie tickets- you can get a 25% discount on movie tickets bought through the Paytm mobile app, 10X Reward Points- Get 10X Reward Points on every Rs. 20,000 spent using your First Millennia Credit Card, You can also get 10X reward points on your birthday, Get 6X reward points on all online spends more than Rs. 20,000, And get 3X reward points on all offline transaction more than ₹20,000.
Some more benefits include- Roadside assistance (this feature is rarely found in any other credit card), lost card liability cover, personal accident cover, merchant offers, discounts at restaurants, discounts at health outlets, convert your transactions that are more than Rs. 2,500 to EMIs easily with the help of the First Millennia Credit Card, fuel surcharge waiver, and railway lounge access. The forex markup fee of this credit card is just 3.5% of the transaction amount, This credit card is lifetime free which means you don’t need to pay any kind of joining fees or annual fees. To apply for IDFC First Millennia Credit Card you must be 21 years or older, an Indian citizen and must have address & identity proof. If you wish to apply for the First Millennia Credit Card you can click here or you can visit IDFC First Bank’s website.
Frequently Asked Questions
To contact IDFC First Bank’s Credit Card Department you can make a call at 1860 500 1111.
There are no annual/joining fees for the First Millennia Credit Card. The First Millennia Credit Card is lifetime free, you don’t have to pay any joining/annual fees.
To apply for the First Millennia Credit Card you must be at least 21 years old or older, must be an Indian citizen, and must have identity and address proof.
You can apply for the First Millennia Credit Card by Clicking Here or by going to IDFC First Bank’s official website.