IDFC Bank Credit Card

IDFC Bank is an excellent option for people who are looking for a credit card that offers high-quality customer service, excellent customer support, and no annual fee. The card’s benefits include no joining fee, no annual fee, discounts on movie tickets, and much more. To Know more about IDFC Bank Credit Card, read below

1. IDFC FIRST Millennia Credit Card

Two IDFC FIRST Millenia Credit Card
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Features & Benefits Of IDFC FIRST Millennia Credit Card

  1. ₹0 Annual Fee
  2. Welcome Voucher of ₹500 when you spend ₹15,000 or more within 90 days of card set-up.
  3. 25% discount on movie tickets(up to ₹100 per month) booked with Paytm Mobile App.
  4. Complimentary access to 4 Railway lounges each quarter.
  5. Rs. 2 lakh cover on Personal Accident.
  6. Within 90 days of the card setup, receive 5% cash back on your first EMI transaction.
  7. By spending more than ₹20,000, you will earn 10x reward points.

Fees and Charges of IDFC FIRST Millennia Credit Card

ChargesAmount
Joining FeeNil
Annual FeeNil
Late Payment Fee 15% of the Total Amount Due (Minimum Rs. 100 and Maximum up to Rs. 1250)
OVL Charges2.5% of the amount over the limit, subject to a minimum fee of ₹500

Eligibility and Documentation for IDFC FIRST Millennia Credit Card

Applicant must be 21 years or older to apply for IDFC First Credit Card

  • Latest salary slip, Salary certificate, and Employment letter for Salaried individuals(Anyone).
  • Audit proof, balance sheet, Business financial statements, and Latest Income Tax Returns (ITR) for Self-Employed individuals(Anyone).

Identity Proof(Any One)

  • Aadhaar Card
  • Passport
  • Voter’s ID
  • Driving License
  • PAN Card

Address Proof(Any One)

  • Aadhaar Card
  • Passport
  • Electricity Bill
  • Voter’s ID
  • Driving license
  • Rental Agreement

To know more about the First Millennia Credit Card Click Here.

Apply Now

2. IDFC First Classic Credit Card

IDFC First Classic Credit Card
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Features & Benefits of IDFC First Classic Credit Card

  • Get 25% off on movie tickets (up to ₹100 each month)
  • 4 Complimentary Railway Lounge access each quarter.
  • Fuel surcharge waiver of 1% at all fuel stations/Petrol Pumps across India( up to ₹200 each month)
  • ₹2 lakh cover on Personal Accident.
  • Up to 15% discount at more than 3000 Health & Wellness outlets
  • By spending more than ₹20,000, you will earn 10x reward points.
  • Up to 20% discount at more than 1500 restaurants.

Fees and Charges of IDFC First Classic Credit Card

ChargesAmount
Joining FeeNil
Annual FeeNil
Late Payment Fee 15% of the Total Amount Due (Minimum Rs. 100 and Maximum up to Rs. 1250)
OVL Charges2.5% of the amount over the limit, subject to a minimum fee of ₹500

Eligibility and Documentation for IDFC FIRST Classic Credit Card

Applicant must be 21 years or older to apply for IDFC First Credit Card

  • Latest salary slip, Salary certificate, Employment letter for Salaried individuals(Any One).
  • Audit proof, balance sheet, Business financial statements, and Latest Income Tax Returns (ITR) for Self-Employed individuals(Any One).

Identity Proof(Any One)

  • Aadhaar Card
  • Passport
  • Voter’s ID
  • Driving License
  • PAN Card

Address Proof(Any One)

  • Aadhaar Card
  • Passport
  • Voter’s ID
  • Electricity Bill
  • Driving License
  • PAN Card
  • Rental Agreement

To know more about First Classic Credit Card Click Here.

Apply Now

3. IDFC First Select Credit Card

IDFC First Select Credit Card
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Features & Benefits of IDFC First Select Credit Card

  • Buy one, get one movie ticket offer twice per month (offer valid on movie tickets up to ₹250)
  • Enjoy 4 Complimentary Domestic Airport Lounge visits each quarter.
  • Enjoy 4 Complimentary Railway Lounge access every quarter.
  • Air Accident Cover of Rs.1 crore.
  • Enjoy Up to 15% discount at more than 3000 Health & Wellness outlets.
  • Enjoy Up to 20% discount at more than 1500 restaurants.
  • Fuel surcharge waiver of 1% at all fuel stations/Petrol Pumps across India( up to ₹200 each month)
  • ₹5 lakh cover on Personal Accident.

Fees and Charges of IDFC First Select Credit Card

ChargesAmount
Joining FeeNil
Annual FeeNil
Late Payment Fee 15% of the Total Amount Due (Minimum Rs. 100 and Maximum up to Rs. 1250)
OVL Charges2.5% of the amount over the limit, subject to a minimum fee of ₹500

Eligibility and Documentation for IDFC FIRST Select Credit Card

Applicant must be 21 years or older to apply for IDFC First Credit Card

  • Latest salary slip, Salary certificate, Employment letter for Salaried individuals(Any One).
  • Audit proof, balance sheet, Business financial statements, and Latest Income Tax Returns (ITR) for Self-Employed individuals(Any One).

Identity Proof(Any One)

  • Aadhaar Card
  • Passport
  • Voter’s ID
  • Driving License
  • PAN Card

Address Proof(Any One)

  • Aadhaar Card
  • Passport
  • Voter’s ID
  • Electricity Bill
  • Driving License
  • PAN Card
  • Rental Agreement

To know more about First Select Credit Card Click here.

Apply NOW

4. IDFC First Wealth Credit Card

IDFC First Wealth Credit Card
apply now

Features & Benefits of IDFC First Wealth Credit Card

  • Enjoy Buy one, get one movie ticket offer twice per month (offer valid on movie tickets up to ₹250)
  • Enjoy Up to 15% discount at more than 3000 Health & Wellness outlets.
  • Enjoy Up to 20% discount at more than 1500 restaurants.
  • Enjoy 4 complimentary Domestic & International airport lounge, and spa access every quarter.
  • Enjoy 2 Complimentary Golf rounds each month.
  • Air Accident Cover of Rs.1 crore.
  • Fuel surcharge waiver of 1% at all fuel stations/Petrol Pumps across India( up to ₹200 each month).
  • ₹10 lakh cover on Personal Accident.

Fees and Charges of IDFC First Wealth Credit Card

ChargesAmount
Joining FeeNil
Annual FeeNil
Late Payment Fee 15% of the Total Amount Due (Minimum Rs. 100 and Maximum up to Rs. 1250)
OVL Charges2.5% of the amount over the limit, subject to a minimum fee of ₹500

Eligibility and Documentation for IDFC FIRST Wealth Credit Card

Applicant must be 21 years or older to apply for IDFC First Credit Card

  • Latest salary slip, Salary certificate, and Employment letter for Salaried individuals(Anyone).
  • Audit proof, balance sheet, Business financial statements, and Latest Income Tax Returns (ITR) for Self-Employed individuals(Anyone).

Identity Proof(Any One)

  • Aadhaar Card
  • Passport
  • Voter’s ID
  • Driving License
  • PAN Card

Address Proof(Any One)

  • Aadhaar Card
  • Passport
  • Voter’s ID
  • Electricity Bill
  • Driving License
  • PAN Card
  • Rental Agreement

To know more about First Wealth Credit Card Click Here.

Apply Now

Frequently Asked Questions

Does IDFC First Bank provide Lifetime Free Credit Cards?

Yes, IDFC First Bank provides lifetime free credit cards with zero joining and annual fees.

Do IDFC First Credit Cards provide access to an international or domestic airport lounge?

Yes, IDFC First Select Credit Card and IDFC First Wealth Credit Card provide access to both international and domestic airport lounges. IDFC First Select Credit Card provides access to 4 Complimentary Domestic Airport Lounge visits each quarter whereas IDFC First Wealth Credit Card provides access to 4 complimentary Domestic & International airport lounges every quarter.

Is there a minimum salary required to apply for IDFC First Credit Cards?

The Minimum Net Monthly Income required to apply for IDFC First Credit Cards is ₹25,000.

What is the customer care number for IDFC First credit card customers?

The customer care number for IDFC First Bank is 1860 500 1111.