The Bank Of Baroda Select Credit Card or BOB Select Credit Card is a beneficial credit card offered by the Bank of Baroda. This Credit Card comes with great benefits and features. The select credit card comes with benefits such as built-in insurance coverage, rewards on every transaction- on every spend done at movie tickets, grocery shopping, departmental stores get 5X reward points, and zero annual fees on your credit card based on your card usage data. This credit card offers great lifestyle benefits. If you want to know more about this credit card in depth, Read Below:
About Bank Of Baroda Select Credit Card
The Bank Of Baroda Select Credit Card comes under the lifestyle category hence this credit card provides lifestyle benefits. The Select Credit Card offers benefits like- a fuel surcharge waiver, 5X Reward Points, an annual fee waiver on your credit card, insurance cover, zero liability cover, a free add-on credit card, easy EMI, and much more. This credit card comes with ₹750 of joining fees and ₹750 of annual fees which can later be waived off based on your credit usage. To apply for this credit card you must meet the eligibility criteria. All eligibility criteria & documentation required to apply for this credit card are given below in this blog post.
Features and benefits of Bank Of Baroda Select Credit Card
The BOB Select Credit Card comes with many benefits and features, All features and benefits of this credit card are given below:
Fuel Surcharge Waiver:
Enjoy a 1% fuel surcharge waiver at all fuel stations in India using your BOB Select Credit Card. You can get a waiver on only fuel purchases of amounts between ₹400 – ₹5,000, You can earn a maximum amount of ₹250 per statement cycle. You cannot earn reward points on fuel purchases.
Make your credit card lifetime free:
If you spend ₹7,500 within 60 days and ₹75,000 in a year, the annual fees of this credit card will get waived.
Reward Points:
Earn and Enjoy 5X Reward Points (i.e. 5 Reward Points) every you spend ₹100 or more on categories like a departmental store, grocery shopping, movie tickets, and other categories.
Built-in Insurance Cover:
In any unfortunate case of personal accident death, you get a free accident death cover.
Zero Liability Cover on card loss:
If you lose your credit card you get a zero liability card loss cover, report your loss to the bank immediately and the bank will ensure zero liability on any fraudulent transaction done with your credit card.
Free add-on credit cards:
Get 3-lifetime free add-on credit cards for your children (18+), parents, & wife/husband.
Interest-Free Credit:
Get interest-free credit for up to 50 days from the date of purchase.
Fees and Charges of BOB Select Credit Card
| Fee | Amount |
| Joining Fee | ₹750 |
| Annual Fee | ₹750 |
| Forex Markup Fee | 2.75% of the amount |
| Card Replacement Fee | ₹100 |
| Late Payment Fee | If the amount is: Less than ₹500: Nil More than ₹501 – ₹2,500: ₹300 More than ₹2,500: ₹500 |
Eligibility & Documentation For BOB Select Credit Card
To apply for the BOB Select Credit Card:
- Applicant must be between the age of 18 – 65.
- The annual Income of the Applicant must be ₹25,000 or more.
- Must have income proof like- Bank Statement, Salary Slip, etc.
- Must have Address Proof like- Passport, Aadhaar Card, Ration Card, etc.
- Must have Identity Proof like- Pan Card, Aadhaar Card, Passport, etc.
- Must have documents like- a Pan card, Aadhaar Card, Coloured Photo, Residence Proof, Identity Proof, and Income Proof.
Should You Apply For the BOB Select Credit Card?
The BOB Select Credit Card is a lifestyle credit card. This credit card is offered by the Bank Of Baroda. This credit card is great for those who love shopping because this credit card provides great shopping benefits, you can get 5X Reward Points on movie tickets, grocery shopping, at Departmental stores, and other categories. This credit card offers some benefits like- Reward Points, Fuel Surcharge Waiver, and Annual Fees Waiver- Get annual fees waived if you spend ₹7,500 in 60 days and ₹75,000 in a year, Get Interest Free credit- Get 50 days of interest-free credit period, Insurance Cover, and more. This credit card comes with joining fees of ₹750 and annual fees of ₹750 (waived off if you spend more than ₹75,00 in a year). To apply for this credit card your monthly income must be ₹25,000 or more, must have some documents like- pan card, aadhaar card, identity proof, address proof, and some colored photos.
Frequently Asked Questions-
To contact the Bank of Baroda you can make a call at 1800 102 44 55.
The joining fee of the BOB Select Credit Card is ₹750 and the annual fee is ₹750, which can be waived if you spend more than ₹75,000 in a year.
To apply for the BOB Select Credit Card you can Click Here.