The Bank Of Baroda Premier Credit Card is a contactless/digital credit card. This credit card offers many great benefits and features. The BOB Premier Credit Card offers benefits like- Free add-on Credit Card, 5X Reward Points, Get 2000 Reward Points as welcome benefits, domestic airport lounge access, built-in insurance cover, Earn 10 Reward Points per ₹100 spent at dining, travel, international, and much more.
Table of Content:
|2.||Features and Benefits|
|3.||Fees and Charges|
|4.||Eligibility and Documentation|
|5.||Should you Apply?|
|6.||Frequently Asked Questions|
To know more about BOB Premier Credit Card, Read the Blog Post Below:
About Bank Of Baroda Premier Credit Card
The BOB Premier Credit Card is a credit card that offers great benefits. This credit card offers many great benefits and features. Some of them may include 4 Domestic Airport Lounge Access, 2,000 Reward Points as welcome benefits, a fuel surcharge waiver, 2 reward points on every ₹100 spent on all other categories, get 10 reward points on every ₹100 spent abroad, travel and dining, redeem reward points against vouchers and merchandise, and much more. This credit card comes with ₹1,000 in joining fees and ₹1,000 in annual fees. To apply for this credit card you must meet the eligibility criteria. All eligibility criteria & documentation required to apply for this credit card are given below in this blog post.
Features and Benefits of the Bank Of Baroda Premier Credit Card
Fuel Surcharge Waiver:
Enjoy a 1% fuel surcharge waiver at all fuel stations in India using your BOB Premier Credit Card. You can get a waiver on only fuel purchases of amounts between ₹400 – ₹5,000, You can earn a maximum amount of ₹250 per statement cycle. You cannot earn reward points on fuel purchases.
Zero Liability Cover on card loss:
If you lose your credit card you get a zero liability card loss cover, report your loss to the bank immediately and the bank will ensure zero liability on any fraudulent transaction done with your credit card.
Make your credit card lifetime free:
If you spend ₹10,000 within 60 days and ₹12,00,000 in a year, the annual fees of this credit card will get waived.
Airport Lounge Access:
Enjoy 4 Complimentary Airport Lounge access within India using your BOB Premier Credit Card.
Convert Purchases to EMIs:
Convert your all purchases that are more than ₹2,500 to EMIs easily using your BOB Premier Credit Card.
Enjoy 2000 Reward Points as a welcome benefit on your BOB Premier Credit Card.
Free add-on credit cards:
Get up to 3-lifetime free add-on credit cards for your family. The applicant must be 18+
Get 10 Reward Points on every ₹100 spent internationally, dining, and travel. Get 2 reward points every time you spend ₹100 on all other categories like grocery shopping, movies, etc.
Get up to 50 days of the interest-free period from the date of purchase on your BOB Premier Credit Card.
Fees and Charges of BOB Premier Credit Card
|Forex Markup Fee||2.75% of the amount|
|Cash Withdrawl Fee||2.5% of the amount|
|Late Payment Fee||If the amount is:|
Less than ₹500: Nil
More than ₹501 – ₹2,500: ₹300
More than ₹2,500: ₹500
Eligibility & Documentation For BOB Premier Credit Card
To apply for the BOB Premier Credit Card:
- Applicant must be between the age of 18 – 65.
- The monthly Income of the Applicant must be ₹60 thousand or more.
- Must have income proof like- Bank Statement, Salary Slip, etc.
- Must have Address Proof like- Passport, Aadhaar Card, Ration Card, etc.
- Must have Identity Proof like- Pan Card, Aadhaar Card, Passport, etc.
- Must have documents like- a Pan card, Aadhaar Card, Coloured Photo, Residence Proof, Identity Proof, and Income Proof.
Should You Apply For the BOB Premier Credit Card?
The BOB Premier Credit Card is a great credit card offered by the Bank Of Baroda. This credit card provides great shopping benefits, you can get 10X Reward Points on movie tickets, grocery shopping, at Departmental stores, and other categories. This credit card offers some benefits like- Reward Points, Fuel Surcharge Waiver, and Annual Fees Waiver- Get annual fees waived if you spend ₹10,000 in 60 days and ₹12,00,000 in a year, Get Interest Free credit- Get 50 days of interest-free credit period, Insurance Cover, and more. This credit card comes with joining fees of ₹1000 and annual fees of ₹1000 (waived off if you spend more than ₹35,00 in a year). To apply for this credit card your monthly income must be ₹60,000 or more, must have some documents like- pan card, aadhaar card, identity proof, address proof, and some colored photos.
Frequently Asked Questions-
The BOB Premier Credit Card comes with a forex markup fee of 2.75% of the transaction amount.
The Customer Care number of Bank of Baroda is 1800 102 44 55.
To apply for the BOB Premier Credit Card you Click Here or go to Bank Of Baroda’s Official Website
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