The Bank Of Baroda Eterna Credit Card is a lifestyle credit card offered by the Bank Of Baroda. This credit card provides benefits like Travel benefits, Dining Benefits, Shopping Benefits, Movies, Fitness, Milestone rewards, a free add-on card, Zero liability cover, Smart EMI, and much more. This credit card offers exclusive lifestyle benefits.
Table of Content:
| S.No. | Content |
| 1. | About |
| 2. | Features and Benefits |
| 3. | Fees and Charges |
| 4. | Eligibility and Documentation |
| 5. | Should you Apply? |
| 6. | Frequently Asked Questions |
To know more about BOB Eterna Credit Card, Read the Blog Post Below:
About Bank Of Baroda Eterna Credit Card
The BOB Eterna Credit Card is an exclusive credit card that offers exclusive lifestyle benefits. This credit card offers many great benefits and features. Some of them may include Fitpass pro membership, 20,000 bonus reward points, BOGO on Movie Tickets, Fuel Surcharge Waiver, Unlimited airport lounge access, Golf coaching lessons, 5X reward points at dining, movie tickets, travel and shopping, and much more. This credit card comes with ₹2,499 in joining fees and ₹2,499 in annual fees. To apply for this credit card you must meet the eligibility criteria. All eligibility criteria & documentation required to apply for this credit card are given below in this blog post.
Features and Benefits of the BOB Eterna Credit Card
The BOB Eterna Credit Card comes with many benefits and features, All features and benefits of this credit card are given below:
Fuel Surcharge Waiver:
Enjoy a 1% fuel surcharge waiver at all fuel stations in India using your BOB Eterna Credit Card. You can get a waiver on only fuel purchases of amounts between ₹400 – ₹5,000, You can earn a maximum amount of ₹250 per statement cycle. You cannot earn reward points on fuel purchases.
Core Reward Points:
Earn and Enjoy 3X Reward Points (3 Reward Points) every time you spend ₹100 or more on any category.
Built-in Insurance Cover:
In any unfortunate case of personal accident death, you get a free accident death cover (Air- 1cr and Non-Air- 10 Lakhs).
Zero Liability Cover on card loss:
If you lose your credit card you get a zero liability card loss cover, report your loss to the bank immediately and the bank will ensure zero liability on any fraudulent transaction done with your credit card.
Smart EMIs:
Convert your all transactions that are more than ₹2,500 to EMIs easily.
Milestone Benefits:
With BOB Eterna Credit Card you can earn 10,000 bonus Reward Points if you complete a spending of ₹50,000 within the first 60 days of card setup. Earn 20,000 Bonus Reward Points if you complete spending of ₹5,00,000 in a year.
Annual fee waiver:
If you spend ₹2,50,000 lakh in a year you can waive the Annual fees of the BOB Eterna Credit Card.
BOGO on Moie Tickets:
Enjoy BOGO (Buy One Get One) on movie tickets purchased via Paytm Movies.
Golf Coaching:
Every Year get 4 Golf coaching sessions using your BOB Eterna Credit Card.
Airport Lounge Access:
Get Unlimited Airport Lounge Access within India using your BOB Eterna Credit Card.
Fitpass Membership:
Get 6 months of Fitpass Pro Membership for free using your BOB Eterna Credit Card.
Fees and Charges of BOB Eterna Credit Card
| Fee | Amount |
| Joining Fee | ₹2,499 |
| Annual Fee | ₹2,499 |
Eligibility & Documentation For BOB Eterna Credit Card
To apply for the BOB Eterna Credit Card:
- Applicant must be between the age of 18 – 65.
- The annual Income of the Applicant must be ₹12 Lakhs or more.
- Must have income proof like- Bank Statement, Salary Slip, etc.
- Must have Address Proof like- Passport, Aadhaar Card, Ration Card, etc.
- Must have Identity Proof like- Pan Card, Aadhaar Card, Passport, etc.
- Must have documents like- a Pan card, Aadhaar Card, Coloured Photo, Residence Proof, Identity Proof, and Income Proof.
Should You Apply For the BOB Eterna Credit Card?
The BOB Eterna Credit Card is a great credit card. This credit card offers exclusive lifestyle benefits. The BOB Eterna Credit Card offers benefits like- BOGO on Movie Tickets, Unlimited Airport Lounge Access within India, Dining Benefits, Annual fee waiver, Fuel surcharge waiver, 4 Golf Coaching in a year, Fitpass 6 months pro membership, Milestone Benefits- 10,000 bonus reward points on the spending of ₹50,000 within first 60 days of card setup, 20,000 Bonus Reward points on the spending of ₹5,00,00 in a year, Built in Insurance Cover, Zero liability cover on card loss, earn 3X reward points every time you spend ₹100 on categories like shopping, grocery shopping, entertainment and more, convert all transaction that is more than ₹2,500 to EMIs easily and more.
This credit card is great but it does not come with international airport lounge access. This credit card offers great benefits but also comes with annual fees of ₹2,500which is more than other credit cards. This credit card comes with joining fees and annual fees of ₹2,500, you can get an annual fee waiver if you spend more than ₹2.50,000 in a year. To apply for this credit card your annual income must be ₹12 Lakhs or more, must have some documents like- pan card, aadhaar card, identity proof, address proof, and some colored photos.
Frequently Asked Questions-
The Customer Care number of Bank of Baroda is 1800 102 44 55.
The BOB Eterna Credit Card comes with joining/annual fees of ₹2,500. Annual fees can be waived off if you spend more than ₹2,50,000 in a year.
To apply for the BOB Eterna Credit Card you can Click Here.