The Bank of Baroda Easy Credit Card is another credit card offered by the Bank Of Baroda. This credit card provides many features and benefits. The Easy Credit Card comes with features like 5X Reward Points on everyday spending like grocery shopping, movie tickets, and other categories, Get 1Reward Point per ₹100 spent using Easy Credit Card, annual fees waiver based on credit usage, 5% cashback on credit card bill payment, and much more. To know more about this credit card in depth, Read Below:
About Bank of Baroda Easy Credit Card
The BOB Easy Credit Card offers great benefits and features like- a fuel surcharge waiver, 5X Reward Points, annual fees waiver on your credit card, insurance cover, zero liability cover, free add-on credit card, easy EMI, and much more. This credit card comes with ₹500 in joining fees and ₹500 in annual fees which can later be waived based on your credit usage. To apply for this credit card you must meet the eligibility criteria. All eligibility criteria & documentation required to apply for this credit card are given below in this blog post.
Features and benefits of Bank Of Baroda Easy Credit Card
The BOB Easy Credit Card comes with many benefits and features, All features and benefits of this credit card are given below:
Interest-Free Credit:
Get interest-free credit for up to 50 days from the date of purchase.
Fuel Surcharge Waiver:
Enjoy a 1% fuel surcharge waiver at all fuel stations in India using your BOB Easy Credit Card. You can get a waiver on only fuel purchases of amounts between ₹400 – ₹5,000, You can earn a maximum amount of ₹250 per statement cycle. You cannot earn reward points on fuel purchases.
Make your credit card lifetime free:
If you spend ₹7,500 within 60 days and ₹75,000 in a year, the annual fees of this credit card will get waived.
Zero Liability Cover on card loss:
If you lose your credit card you get a zero liability card loss cover, report your loss to the bank immediately and the bank will ensure zero liability on any fraudulent transaction done with your credit card.
Reward Points:
Earn and Enjoy 5X Reward Points (i.e. 5 Reward Points) every you spend ₹100 or more on categories like a departmental store, grocery shopping, movie tickets, and other categories.
Built-in Insurance Cover:
In any unfortunate case of personal accident death, you get a free accident death cover.
Free add-on credit cards:
Get 3 lifetime free add-on credit cards for your parents, children (18+), & wife/husband.
Cashback:
Get 5% cashback on credit card bill payments.
Fees and Charges of BOB Easy Credit Card
| Fee | Amount |
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Forex Markup Fee | 3.50% of the amount |
| Cash Withdrawl Fee | 2.5% of the amount |
| Late Payment Fee | If the amount is: Less than ₹500: Nil More than ₹501 – ₹2,500: ₹300 More than ₹2,500: ₹500 |
Eligibility & Documentation For BOB Easy Credit Card
To apply for the BOB Easy Credit Card:
- Applicant must be between the age of 18 – 65.
- The annual Income of the Applicant must be ₹4 Lakhs or more.
- Must have income proof like- Bank Statement, Salary Slip, etc.
- Must have Address Proof like- Passport, Aadhaar Card, Ration Card, etc.
- Must have Identity Proof like- Pan Card, Aadhaar Card, Passport, etc.
- Must have documents like- a Pan card, Aadhaar Card, Coloured Photo, Residence Proof, Identity Proof, and Income Proof.
Should You Apply For the BOB Easy Credit Card?
The BOB Easy Credit Card is a great credit card offered by the Bank Of Baroda. This credit card is great for those who love shopping because this credit card provides great shopping benefits, you can get 5X Reward Points on movie tickets, grocery shopping, at Departmental stores, and other categories. This credit card offers some benefits like- Reward Points, Fuel Surcharge Waiver, and Annual Fees Waiver- Get annual fees waived if you spend ₹6,000 in 60 days and ₹35,000 in a year, Get Interest Free credit- Get 50 days of interest-free credit period, Insurance Cover, and more. This credit card comes with joining fees of ₹500 and annual fees of ₹500 (waived off if you spend more than ₹35,00 in a year). To apply for this credit card your annual income must be ₹4 Lakhs or more, must have some documents like- pan card, aadhaar card, identity proof, address proof, and some colored photos.
Frequently Asked Questions-
To apply for the BOB Easy Credit Card you can Click Here.
The joining fee of the BOB Easy Credit Card is ₹750 and the annual fee is ₹750, which can be waived if you spend more than ₹75,000 in a year.
The Customer Care number of Bank of Baroda is 1800 102 44 55.