The AU Bank Zenith Credit Card is a premium, luxury, and beneficial Credit Card by AU Bank. This credit card offers many luxury benefits. The zenith credit card is a great choice for those, who want a credit card that offers luxury and premium benefits. This excellent credit card offers benefits like welcome benefits, insurance benefits, milestone benefits, birthday benefits, and more. This credit card offers a lot. In this blog post, we will discuss its features, benefits, fees and charges, eligibility & documentation required for a zenith credit card and some FAQs. To know more about the Zenith Credit Card read the blog post below.
About the AU Bank Zenith Credit Card
The Zenith Credit Card is a very beneficial credit card that offers premium benefits. Some of them include 20 reward points, quarterly and yearly milestone benefits, birthday benefits, lounge access, fuel surcharge waiver, card liability cover, air accident cover, low forex markup fee, and much more. This credit card comes with joining fees of ₹* and annual fees of ₹7,**9. No special documents are required to apply for this credit card, you must meet the requirements to use apply, the requirements and eligibility criteria are given below in this blog.
Features and Benefits of Zenith Credit Card
The AU Bank Zenith Credit Card comes with many premium benefits, all benefits of the Zenith Credit Card are given below:
The zenith credit card comes with 2 great welcome benefits, The benefits are:
1. Bonus Reward Points:
Get 10K (10,000) Bonus Reward Points when you complete ₹1 Lakh worth of retail spending.
Enjoy ₹1,000 worth of Vouchers when you complete your 1st retail transaction (you can choose any voucher of any top brand available).
*All benefits mentioned above are only applicable if all retail spends are done within the first 60 days of credit card setup.
You can enjoy 2.5K (2,500) Bonus Reward Points if you complete one retail transaction on your birthday.
Airport Lounge visits:
Enjoy Complimentary lounge access at more than 1,000 international and domestic airport lounges.
If you use Priority Pass, you can get 2 free airport lounge access every calendar quarter (valid only at partner airports).
Get 4 Complimentary domestic airport lounge access every calendar quarter.
Railway Lounge Visits:
Enjoy 2 Complimentary lounge access every calendar quarter. You can access the railway lounge access in Sealdah (Kolkata), Jaipur, Agra, Ahmedabad, and New Delhi.
Low Forex markup fees:
The Zenith Credit Card comes with a forex markup fee of 1.99% only, which is a lot lower than most credit cards.
The Zenith Credit Card comes with quarterly and yearly milestone benefits, the benefits are:
Quarterly Milestone Benefits:
Enjoy ₹1,000 worth of vouchers if you do a minimum retail transaction of ₹2 Lakh each quarter.
Yearly Milestone Benefits:
Enjoy Complimentary Epicure Membership if you spend a minimum ₹8 Lakh on the retail transaction (you can only avail of this offer if you spend ₹8 Lakh on the retail transaction in a card anniversary year).
Enjoy 20 Reward Points every time you spend ₹100 or more on a standalone restaurant.
Get 10 Reward Points every time you spend ₹100 or more on Departmental, International, and Grocery transactions.
Enjoy 5 Reward Points every time you spend ₹100 or more on other merchants.
*You cannot earn Reward Points on Fuel Transactions.
Fuel Surcharge Waiver:
Enjoy a 1% fuel surcharge waiver on all petrol pumps/fuel stations in India (fuel surcharge waiver is valid only on fuel transactions).
Get up to ₹15 Lakh worth of credit shield.
Card liability cover:
In any unfortunate case if you lose your card then you can use card liability cover where you can report to the bank any loss that happened to you and the bank will solve your issue (or you can say that you don’t have to bear any loss).
Air Accident Cover:
Get ₹1 Crore worth of Air Accident Cover.
Get ₹50K (50,000) worth of Purchase Protection.
You will get cover on baggage loss, flight delays, plane hijack, passport loss, and delays in baggage.
Fees and Charges for Zenith Credit Card
|Late Payment Fee||If the due amount is:|
Less than ₹100 – NIL
Between ₹100 to ₹500 – ₹100
Between ₹501 to ₹5,000 – ₹400
Between ₹5,001 to ₹20,000 – ₹500
More than Rs.20,000 – ₹700
Eligibility & Documentation for Zenith Credit Card
The applicant must be at least 21 years old or older to apply for the Zenith Credit Card.
The person/applicant must be an Indian citizen or have Indian nationality.
Add-on Card Holder’s age must be 18 years or older.
Should You Apply for the Zenith Credit Card?
The Zenith Credit Card is a great choice for people who are looking for a premium and beneficial credit card. This credit card comes with many awesome premium benefits: Reward Points, Air Accident Cover, Travel covers, luxury hotel membership, complimentary airport lounge access, low forex markup fees, Welcome benefits, milestone benefits, birthday benefits, railway lounge access, fuel surcharge waiver, card liability cover, purchase protection and much more. The Zenith Credit Card comes with zero joining fee and annual fees of ₹7,999. If you are 21 years or older, and have Indian citizenship you are eligible to apply for Zenith Credit Card.
Frequently Asked Questions
If you wish to contact AU Bank you can make a call at 1800 1200 1500 .
You must be at least 21 years old to apply for Zenith Credit Card.
No, you must be an Indian citizen or have Indian nationality to apply for Zenith Credit Card
If you want to apply for the Zenith Credit Card you Click Here or can visit AU Bank’s official website.