The AU Bank Vetta Credit Card is another premium and beneficial Credit Card by AU Bank. This credit card offers many premium benefits. The Vetta credit card is an awesome choice for those, who are looking for a credit card that offers premium benefits. This amazing credit card offers benefits like welcome benefits, milestone benefits, birthday benefits, insurance benefits, and more. This credit card offers a lot. In this blog post, we will discuss its benefits, features, fees and charges, eligibility & documentation required for a Vetta credit card and some FAQs. To know more about the Vetta Credit Card read the blog post below.
About the AU Bank Vetta Credit Card
The Vetta Credit Card is a great credit card that comes with many great benefits. Some of them include- 10 reward points, Quarterly & Yearly milestone benefits, birthday benefits, lounge access, fuel surcharge waiver, card liability cover, air accident cover, and much more. This credit card comes with joining fees of ₹* and annual fees of ₹2,**9. No special documents are required to apply for this credit card, you must meet the requirements to use apply, the requirements and eligibility criteria are given below in this blog.
Features and Benefits of Vetta Credit Card
The AU Bank Vetta Credit Card comes with many great benefits and features, all features and benefits of the Vetta Credit Card are given below:
Welcome Benefits:
The Vetta credit card comes with great welcome benefits, The benefits are given below:
1. Bonus Reward Points:
Get 10K (10,000) Bonus Reward Points when you complete ₹1 Lakh worth of retail spending.
2. Vouchers:
Enjoy ₹1,000 worth of Vouchers when you complete your 1st retail transaction (you can choose any voucher of any top brand available).
*All benefits mentioned above are only applicable if all retail spends are done within the first 60 days of credit card setup.
Birthday Benefits:
You get 1K (1,000) Bonus Reward Points if you complete one retail transaction on your birthday.
Fuel Surcharge Waiver:
Enjoy a 1% fuel surcharge waiver on all petrol pumps/fuel stations in India (fuel surcharge waiver is valid only on fuel transactions between ₹400 and ₹5,000).
Airport Lounge visits:
Enjoy Complimentary lounge access at more than 1K (1,000) domestic and international airport lounges.
If you use Priority Pass, you can get free airport lounge access every calendar quarter (valid only at partner airports).
Get Complimentary domestic airport lounge access every calendar quarter.
Railway Lounge Visits:
Enjoy 2 Complimentary lounge access every calendar quarter. You can access the railway lounge access in Jaipur, Sealdah (Kolkata), Ahmedabad, Agra, and New Delhi.
Milestone Benefits:
The Vetta Credit Card offers quarterly and yearly milestone benefits, the benefits are given below:
Quarterly Milestone Benefits:
Get 500 Bonus Reward Points if you do a minimum retail transaction of ₹50K (50,000) each quarter. You can get 1K (1,000)additional Bonus Reward Points on reaching ₹1 Lakh retail transaction each calendar quarter.
Yearly Milestone Benefits:
Enjoy ₹1,000 worth of vouchers if you do a minimum retail transaction of ₹2.50 Lakh each quarter (you can only avail of this offer if you do a retail transaction of ₹2.50 Lakh in a card anniversary year).
Insurance Benefits:
Travel covers:
You will get travel cover on baggage loss, flight delays, plane hijack, passport loss, and delays in baggage.
Purchase Protection:
Get purchase protection for up to ₹25K (25,000).
Card liability cover:
In any unfortunate case if you lose your card then you can use card liability cover where you can report to the bank any loss that happened to you and the bank will solve your issue (or you can say that you don’t have to bear any loss).
Credit Shield:
Get up to ₹5 Lakh worth of credit shield.
Air Accident Cover:
Get ₹50 lakhs worth of Air Accident Cover.
Reward Points:
Enjoy 10 Reward Points every time you spend ₹100 or more on a standalone restaurant.
Get 4 Reward Points every time you spend ₹100 or more on Departmental, International, and Grocery transactions.
Enjoy 2 Reward Points every time you spend ₹100 or more on other merchants.
*You cannot earn Reward Points on Fuel Transactions.
Fees and Charges of the Vetta Credit Card
| Fee | Amount |
| Joining Fee | Nil |
| Annual Fee | ₹2,999 |
| Late Payment Fee | If the due amount is: Less than ₹100 – NIL Between ₹100 to ₹500 – ₹100 Between ₹501 to ₹5,000 – ₹400 Between ₹5,001 to ₹20,000 – ₹500 More than Rs.20,000 – ₹700 |
Eligibility & Documentation for Vetta Credit Card
The applicant must be at least 21 years old or older to apply for the Vetta Credit Card. Add-on Card Holder’s age must be 18 years or older.
The person/applicant must be an Indian citizen or have Indian nationality.
Should You Apply for the Vetta Credit Card?
The Vetta Credit Card is a great choice for people who are looking for a premium and beneficial credit card. This great credit card comes with many awesome benefits: Air Accident Cover, Travel covers, complimentary airport lounge access, Reward Points, Welcome benefits, milestone benefits, birthday benefits, railway lounge access, fuel surcharge waiver, card liability cover, purchase protection, and much more. The Vetta Credit Card comes with nil joining fees and annual fees of ₹2,999. If you are 21 years or older, and have Indian citizenship you are eligible to apply for Vetta Credit Card.
Frequently Asked Questions
If you are a new card holder and want to apply for the Vetta Credit Card, then you must be at least 21 years or older but if you are an add-on card holder then you must be 18 years or older.
If you wish to contact AU Bank you can make a call at 1800 1200 1500.
The forex markup fee for the Vetta Credit Card is 2.99% of the transaction amount.