The AU Bank Lit Credit Card is India’s First customizable Credit Card launched by AU Bank. This credit card offers many great benefits. But the best benefit of this credit card is that you can customize its features and benefits. You can turn its feature on and off. You can change its features and benefits according to your comfort/lifestyle. And a lots more, In this blog post, we will discuss its features, benefits, fees and charges, eligibility & documentation required for LIT credit card and some FAQs. To know more about the LIT Credit Card read the blog post below.
About the AU Bank LIT Credit Card
The LIT Credit Card is a very beneficial credit card. This Credit Card comes with benefits like customizing features, tracking features, and more, Some of the benefits of this credit card include 10X and 5X reward points, Milestone Cashback, Birthday benefits, Category Cashback, Fuel Surcharge Waiver, Airport Lounge Access, Memberships and much more. This credit card comes with joining fees of ₹** and annual fees of ₹**. No special documents are required to apply for this credit card, you must meet the requirements to use apply, the requirements and eligibility criteria are given below in this blog.
Features and Benefits of LIT Credit Card
The AU Bank LIT Credit Card comes with many premium & customizable benefits, all benefits of the LIT Credit Card are given below:
Airport Lounge visits:
Waiting for a flight at the airport is so boring that’s why the LIT Credit Card offers Airport Loung Visits:
Enjoy 4 Complimentary Domestic Airport Lounge Visits every calendar quarter.
Milestone Cashbacks:
Enjoy an Additional 5% CashBack:
Get 5% cashback 3 times every 90 days.
Get 5% Cashback on every Rs. 100 spent on a retail transaction and get 1 Reward Point.
The minimum retail transaction amount should be Rs. 7,500, The maximum cashback amount you can avail of is Rs. 500 over 30 day period.
Enjoy an Additional 2% CashBack:
Get 2% cashback 3 times every 90 days.
Get 2% Cashback on every Rs. 100 spent on a retail transaction and get 1 Reward Point.
The minimum retail transaction amount should be Rs. 10,000, The maximum cashback amount you can avail of is Rs. 1,000 over 30 day period.
Memberships:
Enjoy a Cult pass live subscription for 3 months and exercise at home.
Enjoy Amazon Prime for 3 months and enjoy ad-free music, prime video, fast delivery, and much more.
Enjoy Zee5 for 3 months and enjoy watching over 2.8k blockbuster movies and more than 150 web series, live tv shows, ad-free content, and much more.
Forex Markup Fees:
The LIT Credit Card comes with a forex markup fee of 3.49% only.
Reward Points:
Earn up to 10X Reward Points on transactions, isn’t it awesome
Enjoy 10X or 5X Reward Points on all online retail domestic or international transactions.
Get 10X or 5X Reward Points on all Contactless & retail offline international and domestic transactions.
Fuel Surcharge Waiver:
Enjoy a 1% fuel surcharge waiver on all petrol pumps/fuel stations in India (fuel surcharge waiver is valid only on fuel transactions between Rs. 400 – Rs. 5,000).
Card liability cover:
In any unfortunate case if you lose your card then you can use card liability cover where you can report to the bank any loss that happened to you and the bank will solve your issue, you don’t have to bear any loss. You get a Lost Card Liability Cover of Rs. 1.5 Lakhs.
Other Benefits:
- Customize your credit card features and benefits.
- Turn your card’s features on or off.
- Change your card’s features according to your comfort.
- Choose pricing according to your pocket.
Fees and Charges of the LIT Credit Card
| Fee | Amount |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Late Payment Fee | If the due amount is: Less than ₹100 – NIL Between ₹100 to ₹500 – ₹100 Between ₹501 to ₹5,000 – ₹400 Between ₹5,001 to ₹20,000 – ₹500 More than Rs.20,000 – ₹700 |
Eligibility & Documentation for LIT Credit Card
The applicant must be at least 21 years old or older to apply for the Zenith Credit Card.
The person/applicant must be an Indian citizen or have Indian nationality.
Add-on Card Holder’s age must be 18 years or older.
Should You Apply for the LIT Credit Card?
The LIT Credit Card is a great choice for people who are looking for a beneficial credit card. This credit card comes with many awesome benefits: Reward Points, complimentary airport lounge access, milestone benefits, fuel surcharge waiver, card liability cover, amazon prime video subscription, cult pass, and much more. The LIT Credit Card comes with zero joining fees and zero annual fees. If you are 21 years or older, and have Indian citizenship you are eligible to apply for LIT Credit Card.
Frequently Asked Questions
If you want to contact AU Bank you can make a call at 1800 1200 1500.
If you wish to apply for the LIT Credit Card you can Click Here or you can visit AU Bank’s Official Website
If you want to apply for the LIT Credit Card you should be 21 years or older.
Yes, You should be Indian or must have Indian residency.