Credit cards are a trendy and easy way to shop. When you use a credit card, you are borrowing your money from a bank or from a company and paying it back to them with some interest. Credit card companies offer a variety of rewards and perks for cardholders and allow them to build up points for credit on the card. In this article, we will cover the benefits and drawbacks of credit cards, how to choose a good credit card, and how to make the most of your card.
In this article, we are going to talk about AU Bank Credit Card. AU Bank provides many great credit cards, with various features and benefits. To know more, Read Below
Most Popular AU Bank Credit Cards
Credit Card | Joining Fee | Apply |
AU Bank Altura Plus Credit Card | Nil | Apply Now |
AU Bank Altura Credit Card | Nil | Apply Now |
AU Bank Zenith Credit Card | Nil | Apply Now |
AU Bank Vetta Credit Card | Nil | Apply Now |
AU Bank LIT Credit Card | Nil | Apply Now |
1. AU Bank Altura Plus Credit Card

The AU Bank Altura Plus Credit Card is a great choice. This credit card provides many great benefits and features. This credit card comes with no joining fee and an annual fee of ₹499/-.
Features and Benefits of AU Bank Altura Plus Credit Card
- Enjoy vouchers worth ₹500 on min purchase of ₹10,000 (within 60 days of card set up).
- Enjoy 1.5% Cashback on retail spending (at merchant outlets).
- Enjoy 2x Reward Points(2 reward points on every ₹100 spent).
- Enjoy access to 2 complimentary Railway lounge access per calendar quarter.
- Enjoy a 1% Fuel Surcharge Waiver for all fuel transactions done.
- Enjoy contactless payments without entering a credit card pin for an amount of up to ₹5000.
- Get Zero liability on any unwanted transactions done through your credit card.
Fees and Charges for AU Bank Altura Plus Credit Card
AU Bank Altura Plus Credit Card does not come with any joining fee.
Fees | Amount |
Joining Fee | Nil |
Annual Fee | ₹499 |
Late Payment Fee | If the amount is: Less than ₹100 – NIL Between ₹100 to ₹500 – ₹100 Between ₹501 to ₹5,000 – ₹400 Between ₹5,001 to ₹20,000 – ₹500 More than Rs.20,000 – ₹700 |
Eligibility Criteria of AU Bank Altura Plus Credit Card
Eligibility | Criteria |
Nationality | Indian |
Primary Card Holder’s Age | 21 years – 60 years |
Add on Card Holder’s Age | 18 years |
If you wish to know more about the Altura+ Credit Card Click Here.
2. AU Bank Altura Credit Card

If you are looking for a credit card that offers great benefits at a low cost then AU Bank Altura Credit Card is just for you. This credit card comes with a low annual fee and offers many benefits.
Features and Benefits of AU Bank Altura Credit Card
- Enjoy 5% cashback, if you make a minimum transaction of ₹2500 within the first 60 days of card setup.
- Enjoy 2% cashback on all grocery stores, departmental stores, and bill payment spending.
- Enjoy 2 complimentary Railway lounge access each quarter.
- Enjoy a 1% Fuel Surcharge Waiver for all fuel transactions done.
- Get Zero liability on any unwanted transactions done through your credit card.
Fees and Charges for AU Bank Altura Credit Card
Fees | Amount |
Joining Fee | Nil |
Annual Fee | ₹199 |
Late Payment Fee | If the amount is: Less than ₹100 – NIL Between ₹100 to ₹500 – ₹100 Between ₹501 to ₹5,000 – ₹400 Between ₹5,001 to ₹20,000 – ₹500 More than Rs.20,000 – ₹700 |
Eligibility Criteria of AU Bank Altura Credit Card
Eligibility | Criteria |
Nationality | Indian |
Primary Card Holder’s Age | 21 years – 60 years |
Add on Card Holder’s Age | 18 years |
If you wish to know more about the Altura Credit Card Click Here.
3. AU Bank Zenith Credit Card

The AU Bank Zenith Credit Card is a premium credit card offered by AU Bank. The Zenith Credit Card offers many benefits and features. This Credit Card comes with no joining fee and an annual fee of ₹7,999.
Features and Benefits of AU Bank Zenith Credit Card
- Enjoy Welcome gifts, which include a Zomato Pro membership and gift vouchers.
- Enjoy 20 reward points each time you spend ₹100 at standalone restaurants.
- Enjoy 10 reward points each time you spend ₹100 on international transactions, and grocery shopping.
- Enjoy 5 reward points each time you spend ₹100 on other spends.
- You can earn 2,500 Bonus Reward Points if you complete one retail transaction on your birthday.
- Enjoy the Taj Epicure membership if you make a minimum transaction of ₹8 lakh in an anniversary year.
- Enjoy a low foreign currency markup fee of 1.99% of the transaction amount.
- Enjoy Complimentary Airport and Railway lounge visits.
Fees and Charges for AU Bank Zenith Credit Card
Fees | Amount |
Joining Fee | Nil |
Annual Fee | ₹7,999 |
Late Payment Fee | If the amount is: Less than ₹100 – NIL Between ₹100 to ₹500 – ₹100 Between ₹501 to ₹5,000 – ₹400 Between ₹5,001 to ₹20,000 – ₹500 More than Rs.20,000 – ₹700 |
Eligibility Criteria of AU Bank Zenith Credit Card
Eligibility | Criteria |
Nationality | Indian |
Primary Card Holder’s Age | 21 years – 60 years |
Add on Card Holder’s Age | 18 years |
If you wish to know more about the Zenith Credit Card Click Here.
4. AU Bank Vetta Credit Card

AU Bank Vetta Credit Card offers many great benefits and features. You can enjoy lifestyle benefits, travel benefits, birthday benefits, and much more.
Features and Benefits of AU Bank Vetta Credit Card
- Enjoy Vouchers worth ₹2000 on min spending of ₹30,000 within the first 60 days of card setup.
- Enjoy 10 reward points each time you spend ₹100 on Utility Bill payments.
- Enjoy 4 reward points each time you spend ₹100 on Grocery payments.
- Enjoy 2 reward points each time you spend ₹100 on other merchants.
- Enjoy 2 complimentary Railway Lounge access every quarter.
- Enjoy 1% Fuel Surcharge Waiver, every time you refuel your vehicle.
Fees and Charges for AU Bank Vetta Credit Card
Fees | Amount |
Joining Fee | Nil |
Annual Fee | ₹2,999 |
Late Payment Fee | If the amount is: Less than ₹100 – NIL Between ₹100 to ₹500 – ₹100 Between ₹501 to ₹5,000 – ₹400 Between ₹5,001 to ₹20,000 – ₹500 More than Rs.20,000 – ₹700 |
Eligibility Criteria of AU Bank Vetta Credit Card
Eligibility | Criteria |
Nationality | Indian |
Primary Card Holder’s Age | 21 years – 60 years |
Add on Card Holder’s Age | 18 years |
If you wish to know more about the Vetta Credit Card Click Here.
5. AU Bank LIT Credit Card

If you are looking for a lifetime free Credit Card that gives many great benefits then you should choose AU Bank Lit Credit Card. This credit card comes with many awesome features and you can even customize the benefits of this credit card. This credit card comes with no joining fee and no annual fee.
Features and Benefits of AU Bank Lit Credit Card
- Enjoy up to 10x reward points using your Lit Credit Card while shopping.
- Enjoy a 1% Fuel Surcharge Waiver whenever you use your Lit Credit Card to refuel.
- Enjoy Up To 4 quarterly airport lounge visits.
- Enjoy a 3-months free subscription to Zee 5, where you can watch more than 2800 movies and web series.
- Enjoy Amazon Prime for 3 months and stream blockbuster movies, listen to songs, enjoy fast and free delivery, and much more.
- Enjoy a Cult pass live subscription for 3 months.
- Get Zero liability on any unwanted transactions done through your credit card.
Fees and Charges for AU Bank Lit Credit Card
Fees | Amount |
Joining Fee | Nil |
Annual Fee | Nil |
Late Payment Fee | If the amount is: Less than ₹100 – NIL Between ₹100 to ₹500 – ₹100 Between ₹501 to ₹5,000 – ₹400 Between ₹5,001 to ₹20,000 – ₹500 More than Rs.20,000 – ₹700 |
Eligibility Criteria of AU Bank Lit Credit Card
Eligibility | Criteria |
Nationality | Indian |
Primary Card Holder’s Age | 21 years – 60 years |
Add on Card Holder’s Age | 18 years |
If you wish to know more about the LIT Credit Card Click Here.
Frequently Asked Questions
If you have any query related to AU Bank Credit Card, You contact AU Bank by making a call to 1800 1200 1500 Toll-Free number.
The minimum age required to apply for AU Bank Credit Card is 21 years.
You must be an Indian citizen if you wish to apply for AU Bank Credit Card.