The AU Bank Altura Credit Card comes with many awesome benefits. This card offers benefits like; complimentary lounge access, getting up to 7% cashback, welcome benefits, birthday benefits, card liability cover, you can convert transactions to EMIs, cashback benefits, fuel surcharge waiver, and more.
About the AU Bank Altura Credit Card
The Altura Credit Card is a very beneficial credit card that offers awesome benefits and features. Some of them include milestone benefits, birthday benefits, lounge access, fuel surcharge waiver, card liability cover, and much more. This credit card comes with joining fees of ₹* and annual fees of ₹**9. No special documents are required to apply for this credit card, you must meet the requirements to use apply, the requirements and eligibility criteria are given below in this blog.
Features and Benefits of Altura Credit Card
The AU Bank Altura Credit Card comes with many premium benefits, all benefits of the Altura Credit Card are given below:
Welcome Benefits:
Cashback:
Enjoy 5% cashback on spending ₹2,500 within the first 60 days of credit card setup (You can avail of a maximum cashback of ₹150).
Cashback Benefits:
- Enjoy 2% Cashback on bill payments, Grocery stores, and departmental stores.
- Enjoy 1% cashback on all other retail spends (You can avail of a maximum cashback of ₹50)
*You cannot earn cashback from fuel transactions.
Birthday Benefits:
You can enjoy 2.5K (2,500) Bonus Reward Points if you complete one retail transaction on your birthday.
Railway Lounge Visits:
Enjoy 2 Complimentary lounge access each calendar quarter. You can access the railway lounge access in Sealdah (Kolkata), Jaipur, Agra, Ahmedabad, and New Delhi.
Milestone Benefits:
You can get cashback of ₹50 if you complete a minimum retail transaction of ₹10,000 in each statement cycle.
Card Liability Cover:
In any unfortunate case where you lose your credit card, then you have card liability cover where you can report your issue or any loss happened to the bank then bank. You don’t have to bear any loss. You are also protected against online fraud and Card Counterfeiting.
Fuel Surcharge Waiver:
Enjoy a 1% fuel surcharge waiver on all petrol pumps/fuel stations in India (fuel surcharge waiver is valid only on fuel transactions).
Convert transactions to EMIs:
By using your Altura Credit Card you can convert your purchases or transactions worth ₹2,000 to EMIs.
Other Benefits:
- Get free insurance and an extended warranty on electronic and mobile purchases.
- Get Up To 7% of Cashback.
Fees and Charges of the Altura Credit Card
| Fee | Amount |
| Joining Fee | Nil |
| Annual Fee | ₹199 |
| Late Payment Fee | If the due amount is: Less than ₹100 – NIL Between ₹100 to ₹500 – ₹100 Between ₹501 to ₹5,000 – ₹400 Between ₹5,001 to ₹20,000 – ₹500 More than Rs.20,000 – ₹700 |
Eligibility & Documentation for Altura Credit Card
The applicant must be at least 21 years old or older to apply for the Altura Credit Card. Add-on Card Holder’s age must be 18 years or older.
The person/applicant must be an Indian citizen or have Indian nationality.
Should You Apply for the Altura Credit Card?
Altura Credit Card is a great choice for people who are looking for a beneficial credit card. This credit card comes with many awesome benefits: Complimentary lounge access, Welcome benefits, milestone benefits, birthday benefits, fuel surcharge waiver, card liability cover, and much more. The Altura Credit Card comes with zero joining fee and annual fees of ₹199. If you are 21 years or older, and have Indian citizenship you are eligible to apply for Altura Credit Card.
Frequently Asked Questions
If you want to contact AU Bank Credit Card Department You can Make a call at 1800 1200 1500.
To apply for the Altura Credit Card applicant must be 21 years or older.
The Forex Markup Fee for the Altura Credit Card is 3.49% of the transaction amount
o apply for the Altura Credit Card the Applicant must be Indian or have Indian citizenship